Job Description

Job Description

Job Description

At Orange County's Credit Union, we're not just a financial institution—we're a community committed to serving people, not profit. With over 85 years of experience, over $2.5 billion in assets, and 140,000+ members, we're proud to be recognized for our workplace excellence, including receiving the Peter Barron Stark award for highest associate satisfaction. Our mantra, "Putting People First: Connect, Discover, Deliver & Wow!" drives everything we do, and we're looking for driven mortgage sales professionals to join our team and make a meaningful impact in the lives of our members.

The Role: As a Mortgage Loan Officer for outside sales efforts requiring you to self-generate leads. You will be instrumental in driving our home loan business. You’ll achieve both the sales goals and service levels of the Credit Union by developing and maintaining strong partnerships to bring home loan business through activities such as; home finance seminars and solicitation of consumers. Develop home loan business from third party sources with solicitation of real estate agents, contractors, home builders, financial planners, and other referral sources. Provides professional, efficient quality member service and sells Credit Union products and services.

What We’re Looking For:

• Experience: At least one (1) year of relevant experience in home financing origination, with a solid understanding of modern and effective selling skills. And one (1) year of outside sales / self-generating your leads.
• Licensing & Knowledge: Successfully registered with the NMLS as a Mortgage Loan Officer, with thorough knowledge of mortgage lending federal and state laws, Fannie Mae/Freddie Mac guidelines, and loan origination/automated underwriting systems.
• Sales Savvy: Strong presentation and selling skills, with experience in building relationships with real estate agents, businesses, and other referral sources.
• Integrity: Willingness to undergo thorough background checks, credit checks, and drug screening.

What We Offer:

• Unlimited Earning Potential: We’re offering you the freedom to drive your income through your success. This role has a base pay, which is California’s minimum wage requirement, currently $16.50 per hour AND a monthly bonus incentive earned from the closed loans you secure. First mortgage originations only.
• Supportive Environment: Work in a collaborative, member-focused environment that values integrity, mutual respect, and fun.
• Health Coverage: Comprehensive benefits, including Anthem, Delta Dental, and VSP, effective day one of employment!
• Financial Security: Life insurance at no cost to you and a 401(k) plan with up to 8% employer contribution and matching!
• Work-Life Balance: 13 days of vacation and seven (7) sick days annually plus paid holidays.
• Recognition & Growth: Discretionary annual profit-sharing bonus and educational grants.

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